Not impressed with April UK at all. Having had a few claims, not one has been accepted and paid in full since I am told each time, the consultant fees are not considered to be reasonable and customary. Latest claim is for a consultant charge of just 800 which my own research shows is most certainty "reasonable and customary" and yet April UK will only cover up to £303 ...... just 38% of the actual cost. They have added 10% as a "goodwill" but still only 42% cover. I can find no consultant at all charging anywhere near just £303 for the identical procedure as defined by the recognised code. The cheapest found is £700 but usually the costs are upwards of £1000 and often nearly £1200 Disgraceful treatment from April UK. I may as well have self insured. I did not envisage paying vast premiums simply for a mere contribution to my consultant costs. April UK are not health insurers at all and will certainly be no loss to me!