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Anonymous
All of my bank accounts have been closed, with no notice or explanation given to me. I run a business and this has caused me countless problems so I'm only going to mention a few of the major ones. I don't know which customers have paid for their orders, I'm unable to pay suppliers, I'm unable to repay debt, I'm unable to consitently put food on the table. This is an abhorrent way to treat a customer of 7+ years. I haven't eaten breakfast in over 4 days, I'm living off hand outs from friends and family and also building up debt with my credit cards... at the same time as being unable to pay them off. I'm unable to put fuel in my car, I'm late with my rent payment. I cannot put into words the sheer level of stress, anxiety and financial hardship that has been directly caused by this situation. HSBC have effectively sent me back to the dark ages, living off of favours rather than money. It's been 7 working days since they closed my accounts, however it was only yesterday that the cheque with my account balance was sent in the post. Letters from HSBC have taken on average 5-7 working days to turn up at my house, this means I will be without access to my personal or business funds for over 14 working days, or 18 calendar days. (I will update this if/ when the cheque arrives) In a time where small businesses are already struggling to keep liquid, whether it be the extended lead times on products or unexpected price increases passed on by raw material suppliers along with all the other hurdles, having your account completely shut down with zero notice and no explanation is very, very scary. However unbelievable this may seem, it is in HSBC's terms and conditions that this can be done to anyones account, without notice, or reason. Check for yourself. This is easily the worst way I've been treated in my life, either by an individual or organisation. Save yourself the stress, time and embarrasment and bank with anyone but these jokers.
3 years ago
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