After near on 40years with no problems we both were sent the safeguard forms, we filled them in sent them back to the UK, we live in Bulgaria and were contacted that they were not acceptable, telephone calls, secure messages, livechat and emails did not work for us, so we filled in the complaints form but to no avail as the documents were not acceptable but 2weeks later we had another letter to say a lady from the complaints department had reviewed our complaint and all documents were ok, also an apology. So if you have a problem and you need help contact the right department, the help is there if you need it.