Hello my name is Deidre Logan Few months ago; my credit score was 520 accompanied with negative items so I wasn't given approval when I applied for a home loan. I tried different means to fix it, however I was going through some articles and I came across a comment about a credit repair expert by name HACKNET CREDIT SPECIALIST that helped people get their credit back to good shape. So I contacted him through his email ( HACKNET567@GMAIL.COM ) . In a few weeks later all my negatives entries were expunged including the late payments, charge-off and my score increased to 798. My home loan has been approved and I'll be ungrateful for not recommending him to people out there seeking for credit help. Great team