As others have found, payment is a well organised scam. I didn't find this out until my credit card expired and I got the first of several renewal reminders. I assumed that if I ignored them, my membership would be cancelled. Not so. You must actively cancel. BUT they have the ultimate Catch 22. They black out your membership benefits, so when you try to suspend your membership, you can't. So, in order to suspend your membership, you have to renew it. GREAT SCAM. Now they're threatening me with debt collectors which really seriously annoys me. Let's see what happens, This is supposed to be a fraternal friendly organization. What they're doing is more like fratricide, so I'm really not going to roll over. I'm at pains to be civil is this post. I could be MUCH ruder.