I'd give more of a 3.5 stars if I could because this platform does a great job at collating all your different investment options, however, it can be a little difficult to navigate for a new user. Adding funds takes longer than expected and there was no indication of how long it would take for the fund to show in your account - which can be stressful if you've deposited a large amount. The overall navigation isn't terrible but I had to click on a few tabs before eventually finding the right place. Now that I'm set up however, I am starting to find it easier and clearer to manage my investments. Perhaps a clearer info page for navigating the platform and about investing in general would be handy for newcomers.