We have been with a merchant service provider forever, and after our fees continuing to raise for years we decided to look into some of the newer merchant service providers. We pointed it down to 3, and ultimately chose ipaytotal as their knowledge of the transaction processing and transparency is second to none. They spent time answering all of our in-depth questions to find out what and why we were being charged with our previous provider, and what will happen at ipaytotal. They made the transition a breeze. Since switching, our merchant fees have been halved!!!! incredible! Another satisfying surprise with ipaytotal, we get our funds in half the amount of time than our previous provider! And last their customer service/response time after signing on has not dropped either. Every time I have reached out my questions are answered...within minutes. If your business is looking for reasonable fees, access to your funds fast, and exceptional service, ipaytotal is your solution!