As most people in a similar situation would probably find, the decision to seek assistance with my financial situation was a long time coming, and hard to make. From the beginning, both Hazel and particularly Holly from KPMG made the process as easy as possible. The depth of their knowledge and Holly's approachable and friendly manner put my at my ease and reassured me that it would all be handled well. Holly guided me through everything step by step with clear information and plenty of updates. She was always available for any queries - no matter how daft I thought they were! Subsequent to the scheme being accepted and underway, Holly has continued to be a great support, very knowledgeable and quick to deal with difficult creditors or other issues or queries. I am delighted I decided to go with KPMG as money advisors and cannot recommend them or Holly highly enough. I just wish I had done it sooner and saved myself months of sleepless nights and worry. The future now looks much brighter and is in no small part due to Holly and KPMG and the combination of friendly, approachable communication and deep expert knowledge. To anyone in a similar position, I'd say take positive action and allow the experts to help you as they've helped me. You won't regret it.