I was over 60 years old had been on a debt management scheme for several years and really saw no end in sight. KPMG were a breath of fresh air. They listened and did not judge me. They were helpful, kind and never once made me feel silly. I was working full time, not really eating properly and on anti-depressents. One year down the line I am still working, happy, healthier than I have ever been and not on any medication at all. I do not dread the post arriving and am not afraid to answer my telephone. Thank you KPMG for my peace of mind and hope for a debt free future.