When your debts get out of control and you need some honest advice its re-assuring to know there are people who can provide that. Chris Malloch at KPMG certainly did this for me. His knowledge of all the options available was first class, he took time out to get to know me and my situation including investigating a few complex issues before providing me with the best solution. Entering a trust deed is a thing where you really need to know all of the facts and exactly where you stand. I spoke with Chris on several occasions before the paperwork was all signed and he certainly helped me with all of the questions I had which helped to ensure a smooth process. Four years later I now my whole outlook on life and finances has changed. I would certainly thank Chris and also the team who assisted me once the trust deed was in progress, very professional people from a very professional company who I would certainly recommend.