I've been using Kubera for a few months and I'm very pleased with how it works. Previously, I used an insurance platform to keep track of our net worth. I continually had to reconnect accounts because the balances weren't updating. I tried to use other programs like Empower or Blueleaf, but they didn't include life insurance products. With Kubera, I include everything. I especially like that I can add assets held under foreign currencies and I can decide how to categorize everything. Kubera also continues to improve their capabilities. They recently added the ability to classify assets as taxable, tax-deferred, and tax-free. Now I can view our net worth the same way our financial advisor does without having to manually calculate those categories. I've been very satisfied with Kubera and highly recommend it.