I got accepted for my mortgage protection through lion.ie earlier this year but then got diagnosed with Discoid Lupus Erythematosus and my mortgage protection was put on hold. It was a very stressful time and was waiting 5 weeks for a decision from the insurance company as my GP was on holidays, then waiting for the form to be filled out, reviewed and a decision on my case. Thankfully my mortgage protection was granted with some loading. Hannah and Nick are excellent to deal with. They always answers my call and emails. Even if they was no update on my case they would still responsed. At one stage I had an email trail of over 70 emails with Hannah and she responded every time to my questions and concerns! Buying a house is stressful enough but throw in a complication of a medical issue it's ten times more stressful!