Generally when I receive a cold call I normally hang up. When I spoke to Scott he came over as sincere knowledgeable guy . The prices compared to my current insurance and critical insurance provider seemed much lower so I then compared like for like what I was covered for currently ,against what Scott was telling me. I was generally shocked at the level of cover and the price of the cover compared to what I was paying . It wasn't slightly cheaper but a lot cheaper. I would recommend anyone to do a comparison to also see if your paying far and above what you should be paying. Steve M