I can't say I am a huge fan of lenders so am very surprised that I am giving Max Funding FIVE stars! Everything is done online which makes the application process pain free and the website is extremely user friendly. They were willing to negotiate on the terms of the agreement. I also love the fact that nothing is hidden - you know exactly how much your repayments are going to be BEFORE you draw down on the line of credit (it shows you the exact repayments when you go to draw down the funds). Also the fact that you only pay interest on what you draw down on, not the entirety of the loan. Thanks Max Funding - it is very rare for me to write good reviews so this is well deserved!