They overcharged me a little over $45,000. After taking their 35% of the money they knocked off the original amounts I owed they still owe me back close to $30,000. It has been almost 60days since all my debts were paid off and I have requested my refund 4 times (twice by phone and twice by email). My reimbursement was showing on my dashboard on their site as an overpayment by me until I started requesting they pay me. Now they changed the information on my dashboard. They are not responding back anymore either. Going to get attorneys involved. I will update this review to show the result I get from them.