Reading all of these negative comments below have one other common feature - CWM or Continental Wealth Management. It seems like CWM was the Financial Adviser which all of you hired - no one else. It must have been awful being forced to hire CWM as your adviser. You were all conned by CWM not Momentum, and now you are all going around as an angry mob and discrediting a company which did not force you to hire CWM as your adviser. For the record, I have been with Momentum since they started, and I did my own homework when I hired my Financial Adviser, and I am more than happy with the service and growth I have seen on my pension.