Had a renewal off my previous company which was like for like and very high .but I had changed the car to a cheaper ,less powerfull car with half the engine size and they would not budge ,the price was the same from a 3ltr V6 to a 1.8 ..I looked around and More Than was 2nd on the list but offered all the requirements i needed for my policy which i was happy about.All what i needed was standard but i did protect my NCD which was not much to add ,In the long run I saved £80 by doing the policy online and even sent my NCD via Email which was easy and without the stress of phoning several times and posting details