Absolute horrific company. They will bend you over backwards once they get you in and treat you like you are not human. They are not willing to accommodate or come to a reasonable agreement if your circumstances change. They'll simply rape you financially and mess up your credit file even when you haven't missed a single payment. They WILL NOT reason. Getting hold of a manger is also mission impossible, they are NEVER available and seemingly scared to take a phone call. If you want shocking customer service with awful policies and t&c that are designed you screw you over then feel free and get finance with them. But... YOU HAVE BEEN WARNED! Everything I have said is only my personal opinion which I am entitled to and is based on the poor treatment I have received from start to finish.