My Policy are just con artists and thieves,‐ taking advantage of young, inexperienced drivers.
My newly passed 17 year old son took out a yearly policy with My Policy, using his hard earned savings. He stated an annual mileage of 6000 and was advised that if he went over this, he would have thee option to purchase extra miles. Less than a month in, he had an email sent at 5pm Christmas eve, threatening to cancel his policy as he was estimated to go over his anual mileage. This caused much stress and anxiety over Christmas as there was no one available to speak to until 29th December.
When he did manage to speak to someone they demanded over £500 for the extra miles he was predicted to drive, despite having already paid upfront for 6000 miles. Obviously in the first month or so after passing he was excited to be behind the wheel and driving more. I could understand it if he was nearly up to the 6000 he had paid for, but this was not the case.
We decided not to give another penny to these con artists and cancelled the policy ourselves. In doing this he lost almost £500. A small amount of this was made up of the months insurance that he had used, which of course we do not dispute, but the vast amount was extortionate cancellation charges, nearly £400 infact!
We have now added him and his car onto my insurance policy with a reputable company as part of a multicar plan. The price for this was hardly more than he had originally paid to My policy and no black box required.
2 years ago
mypolicy has a
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