1. Low-Interest Rates: NACA offers some of the most competitive interest rates in the industry, making homeownership more affordable and accessible. 2. No Down Payment: The fact that NACA provides options for no down payment was a game-changer for me. 3.Comprehensive Homebuyer Education: NACA's homebuyer education workshops were invaluable. They provided me with the knowledge and confidence I needed to navigate the homebuyer process. 4. Dedicated Counselors: I was assigned a NACA counselor who has been with me with me every step of the way thus far. He has been patient, responsive, and went above and beyond to ensure I understand my options and make informed decisions.