NACA is the largest and most effective HUD-approved counseling organization, delivering 20% to 30% of all housing counseling in the United States. Every homeownership program offered by NACA includes thorough housing and financial counseling for both homebuyers and homeowners. NACA ensures detailed and well-documented support through comprehensive counseling services. The organization continues to assist homeowners in need, acting as a trusted advocate to secure affordable solutions from lenders and servicers. NACA’s primary role is to help homeowners remain in their homes with manageable mortgage payments.