NACA is definitely a wonderful program for first-time homebuyers! You will learn so much when it comes to home buying and credit. I am grateful to have an amazing counselor who truly cares about making sure I understand my credit and income, and how it may effect my home buying experience. The knowledge i gained has been incredibly helpful in helping me get to the home buying process. It may takes some time for me, considering my circumstances, but his motivation help me overcome my simple fears of moving forward. His dedication has made my experience with NACA outstanding, on top of the many benefits the program offers. I seriously recommend anyone who's a first time home buyer, give them a shot. They are truly there to help you! Good luck and many blessings on your home buying process!