This probably applies to all auto insurance companies, but this post is specific to Nationwide. Pray that you don't have to deal with them when they total your car. I will be out $5k to $8k after all said and done. They short you on the buy out, give you only $300 out of $1300 for brand new tires with invoice as proof bought 1 week prior to accident. Accident was not our fault. no account for TT&L costs, don't take into account current market prices for used cars replacement, or account in higher interest rates. Nationwide is not on your side. Slow to respond, Poor car evaluation, sub par adjusters. I hope you never have the bad luck in dealing with this company.