I hold 2 mortgages and bank with yourself for 18 years. i have via my parent's property applied for a remortgage, the property in question 33 Wolseley Road West Bromwich B70 0NQ under application 84469640 the valuer advised that this home may have been a PRC home where a local authority conducted work etc to make it structurally correct, i reached out to the local council who advised. "This property would have been refurbished whilst being a council house as we have no Building Regulation application registered. These works would have been supervised by the Housing Dept who would have dealt/held the PRC certificates. I have been asked this several times previous and the Housing Dept has informed me that they no longer hold these certificates. The only alternative you have is to contact one of the providers of these via the internet. Regards Tina Hollingworth Deputy Land Charges Officer Sandwell Council" so, i reached out to a PRC provider who only issue a certificate to PRC house that has had a licensed PRC repair. Mortgage lenders rely on the certificate to confirm that the PRC repair has been carried out to a mortgage approved scheme. i paid £1200 for this as a structural engineer also visited to ensure the property was repaired correctly, the company issued a PRC certificate which i sent to Natwest. A few days later Natwest advised they need to see the repair to the adjoining property, as this property is a semi-detached house. now the property i want to re-mortgage has the repair nevertheless i contacted the neighbour and paid £1200 for another engineer to come out and issue the certificate for next door i gave that to the neighbour as good will as they have lived there 20 years and weren’t aware they need this. so, I have paid for 2 certificates £2400 and now been told that I need to request one from another company, why are you telling now after paying for 2 certificates couldn’t you tell me at the start who you would like to see this from? The company I have got the cert from is a verified home provider they have issued the cert why cause all this headache, there would be a simple solution for you to issue the mortgage out.