not downright scam but very unprofessional company with evil marketing policy. They lure people to signup showing lots of facilities & functions available but they at their random will can deny those services. why the hell they offer things they can't maintain??? the net+prepaid card i was for years to pay online & buy hosting-services etc. sudenly all things stopped as they stopped the virtual-card service for no good reason! now my hosting & vps account is terminated as i can't use the card to pay for subscriptions! i can't get refund to my card from online eCommerce sites, as its inactivated by them for no good reason! their online login-portal is a joke! in the name of security, they sometimes block your account! sometimes keeps sending captcha after captcha! asks you secret questions on every login! it takes 5-10 minutes to login to that goddamn back-office! Avoid them like plague! same for skrill! both services are joke-projects of paysafe group, made to ripoff 3rdworld folks who can't sue them!