Please do not buy anything from this awful company. I have never been dealt with so bad from any other company, Avoid at all costs. I gave them the benefit of my doubts after dealing with them before and experiencing problems and having to cancel my order. I put in a order for a TV on July 1st and financed it through pay4later. I had confirmation that my order was successful and that pay4later had instructed Nigel O'Hara to release my goods. After a few days I contacted Nigel O'Hara about my order as it wasn't showing on my account. They told me that they had not received any instructions for the finance company. They promised to following this up and then decided not to respond to any of my inquiries. After a week of frustration with this awful company I decided to contact pay4later who responded excellently. They contacted Nigel O'Hara and e-mailed me straight away to say that someone would contact me from Nigel O'Hara. A few minutes later I had an e-mail to say that the retailer had cancelled my credit agreement. I e-mailed pay4less who were very apologetic and said there was nothing they could do. So please before you press buy or enter into any agreement with this awful company. Look elsewhere. It may be more expensive. But it will be a lot less painful. How this company can trade like they do is beyond me. STAY AWAY.. THEY ARE A AWFUL COMPANY!!!!