Noble Loans are very misleading in many of their claims. Not even their phone number is up to date. I applied for an $8000 business start up loan with them online under their claim that no ABN Is required and no assets needed as security which was false. I was required to put all personal details as well as provide ABN and disclosed assets for security purposes. My car is worth $20k They pre-approved the loan for $5k but then only offered $3300. By that stage they had already wrecked my perfect credit score and made it harder for me to obtain any future loan from another lender. I'm planning on taking them to vcat. I don't believe their star review is real either based on my personal experience.