I have worked with several credit repair companies for my credit yet they were not real, and so far it's not horrible although for some reason the numbers keep fluctuating. My biggest problem is that now I am showing two late payments from Nevada Auto Finance and because of that I can't get approved for a mortgage loan. A friend referred me to the Hackmart team, who genuinely helped me erase all my negatives and boosted my credit score to 799 across the three credit bureaus and l got approved for a mortgage loan. Hit them at hackmart242@gmail.com. (Www. hackmart.org )