I am not a fan of smart watches but like the idea of a "smart" device for payment that I can wear and save me from getting my wallet or phone from my pocket every time and no need to charge. Pros - Stylish bracelet and no need to charge - Easy to use and actually works with UK bank account Cons - Needs 2 different providers to make it work - My bank card links with Curve (another bank card) and Fidesmo instead of using my bank card directly. Might ring a bell for security for some, so far it works and looks safe for me. Overall I am very happy with the bracelet and would recoomend to anyone looking for this.