During the Covid 19 pandemic we could not go on Holiday as our flights were cancelled last minute by Ryanair, so we assumed that we would be able to claim on our insurance with Paying to Much, but no they claim we are not covered by the policy we took out, really, travel insurance, they also say they are only a broker so deal with the Insurance company not tus, who put it in the hands of a claims management company, so beware they may be cheap but read the terms and conditions, you may not even be covered, we have never claimed in 45 years of travelling and in the future will not bother with|Insurance, this company are sharks. beware.