I telephoned my question 'Why is the Prudential proposing transfer of the business of 'PRIL' to 'PAC ? The person I spoke to was very positive but explained that I should speak directly to the Prudential, giving me the appropriate telephone number. I phoned the Prudential, was put on hold, passed from one person to another, was told the changes were being made for improved efficiency. I requested a financial statement of the current financial status of PRIL and the projected financial status of PAC after the transfer. I was informed that the information would be sent to me in about 7days. I await their reply with interest.