Don't buy insurance from Petplan. I pay out almost £80 per month for my cats and they have refused to pay anything towards the latest claim and tried to wheedle out paying for the last one. Fees go up every year, now they ask for 20% on top of the excess. If I had banked the money instead of giving it to them I would have enough to pay the £1600 dental bill I've just been given, as it is, I have nothing to pay towards it but they will still take their money every month. I honestly think people are better off creating a savings account and banking their own cash. Vets seem to recommend Petplan so the kick back must be handsome, because they won't help pets in distress or people in financial stress, so there's nothing in it for animals or their owners!