I used to be a financial advisor/insurance representative who met with clients face to face to sell and setup life insurance policies. With PolicyMe, they have completely simplified the process of obtaining life insurance in the easiest, and most efficient way possible, cutting out the time consuming steps of the traditional process. The end result is lower prices and faster service. Based on my personal health situation and coverage requirements, I was instantly approved and policy was in force within an hour of applying and submitting payment and ID requirements. The website was very informative and easy to navigate. Plenty of great term life insurance options with very competitive (if not the best prices) on the market. Application process was very simple and intuitive. I also spoke with one of their licensed advisors over the phone with a few questions I had and they were also very efficient and helpful. Would love to see them expand with additional options in the future - such as a term to 65 or term to 100, as well as critical illness insurance. Would recommend to anyone in need of life insurance.