Hello, Just some quick notes: When people are shopping for insurance companies, they may provide the same formulaic answers to "quick quotes", which may be a semblance of personal information, without disclosing all personal details, aka to avoid beaming out personal information to numerous locations all over the internet. This is to provide a basis for comparison, but may not be intended to be the official insurance application. What your system has done is take those "quick quote" answers and immediately turn them into the final version of the policy, and then amendments and notes are made "in addition", without actually changing the policy wording. It should be possible to directly edit the actual policy to be accurate. Some important questions seem buried. Asking people if they have ever been injured in the past ten years is rather important. I almost missed it, because it was buried in the middle of a long list of obvious questions, and then lumped in with "poisoning". This is an obvious cause for concern. Thank you! -Martin