As far as I'm concerned, the broker is one of the best I've tried. I've never had big problems or received damages, and even open tickets (on unnecessary things caused by my inexperience and misunderstanding) have been worked on. The social trading function is very important and innovative because it allows you to see and understand what other investors do in the world. You can exchange opinions, articles, intentions, ask for help ... you are not alone but you have continuous support due to the network of people you create. As for the withdrawals on the large amounts take very little, on small sums like $ 200 employ more. The fact of receiving payment elsewhere is due to a specific clause of the contract that explicitly states that the payment will be received on the last account or card with which you made the deposit ... that's why if you make the last deposit with the credit card then the withdrawal is credited back there instead of to the bank account. I have had an issue with the first card I deposited with as they said they were not able to send me back money to this card and I had to opt for a bank transfer.. And I have to admit that the site suffered from delays in some occasions, it logs you out sporadically or it happened to read for a few seconds an error in carrying out a operation and make the page refresh necessary. Things that in my case have not damaged me and often resolved with a reloading of the site. For conversion fees and spreads applied the contract is very clear in this regard but you have to read it very very carefully.