Order ID 235916 Just another review from a dissatisfied customer. I will keep this relatively short. Initially given the runaround via email so cancelled the order and purchased elsewhere. Unfortunately, I took up the offer of splitting the payments over 3 months for an iPhone7. Nowhere can I find any reference to the fact that the interest free finance is provided by an external finance house called Divide Buy (only found as reference on payment made by my bank). I paid the first payment and then to my surprise, despite receiving a cancellation email from QMF that the order had been cancelled, find that further payments will be taken by Divide Buy unless QMF formally let them know the order has been cancelled. In essence therefore I will continue paying for something I have never received. I could I expect cancel the Standing Authority with my bank but am concerned that this might well show on my credit report as a failed payment.