I was quite skeptical of using QuickQuid after I saw some exceptionally poor and worrying reviews. Despite this, the need for money drove me to it. I must say I was not expecting it to be so easy and hassle free, after seeing all the bad publicity. People say it's expensive to borrow money, but in my case £2.40 for £50 over 6 days isn't that bad. (40p a day) I feel more inclined to give my friend a fiver (£5) for allowing me to borrow money. As long as you're in control of your money and use pay day loans for the right scenario, you can't go wrong. I was a bit worried about trying to pay the debt off in full early, however you're able to do this via the live chat as long as you have entered your DD details on the application of the loan. If needed, I will definitely use QuickQuid again. Changed my perception of pay day loans, friendly staff and a creditable company (for it's purpose). Thanks QuickQuid.