Hi guys, there are over more than 25 hidden negative items that can actually effect your credit worth negatively unknown to you, and they are items like: having an off balance credit mix, you don't fix credit report mistakes, having too many credit inquiries, you let debt go to collection, having unpaid parking tickets, you don't pay your taxes, you file for bankruptcy, the bank forecloses on your home, having charge offs on your report, you co-sign on debt, using the wrong credit card and not paying off all your cards at once and many others, do well to contact CREDIT SECRETS, he has help me and all the 20 persons I referred to him and fix all of this listed negative items on their profile and more. He boosted their scores to 780s and above which they confirm to me before I decided to let the world know of his good jobs. Hit him up via; CREDIT SECRET REPAIR @ GMAIL.COM for any of the related issues and be thankful to me for reviewing this. Cheers...