Please run from this company. This company is family owned or close friends. They have a very good sales team that sells your dream. They are unprofessional, ineffective. This company will not help you with your credit. They are amazing in being able to sell their product once you are on board you are left out to dry. They will follow up with you and act as if they're doing something and you can find out that they have a very good talk game. These reviews that are positive on here are done by friends and family. Let the truth be told. I'm waiting to see what the elegant response is going to be to this review. I am telling the truth Do not use this company. Do not be caught up in their good sales game. I have referred friends and family to them when I first started with them and they have experienced the same results. I am hoping in the future that this review would change their approach and do more than just sell a product up front and useless in the end. People come to companies like this for help not to be abused and neglected I wish I can make a referral to social services for abuse and neglect on this company if there was such a thing for this type of abuse and neglect. They are abusers of the system