I have a bit of an unusual experience (policy cancellation) but it's one of the possibilities, so thought I'd share - I bought an incredibly cheap 11 days of breakdown cover for my trip to France. Really fast and easy. Small print was surprisingly legit. Then due to Covid, had to cancel the trip and wasn't looking forward to trying to cancel the policy. It was same later the same day but they'd closed because it was evening, but I messaged them on Facebook page and Twitter just to get something to them technically before policy started the next day! They were really good about it, cancelled it straight away with full refund and very friendly. Definitely would use again. Of course actual breakdown is when you need them most, but signs look good so far. There's various reviews websites and the others eg. Trustpilot, which has the most reviews is very positive about them