PLEASE!! I WARN YOU!! DO NOT EVER USE THIS POOR EXCUSE OF A BANK!! READ THE REVIEWS...I CAN'T BELIEVE THESE REVIEWS AREN'T AT THE TOP OF THE PAGE WHEN GOOGLED AS A COMPANY....PEOPLE ARE BEING DUPED INTO THINKING THIS BANK IS GOOD AND LEGITIMATE. THEY STEAL MONEY AND ARE FULLY AUTOMATED SO IF YOU HAVE A REAL ISSUE THERE IS NO ONE THERE TO DEAL WITH YOUR QUERY OR PROBLEM. I HAVE HAD TO CONTACT THE FCA AND THE FO. THEY ARE LOGGED AS BEING IN BREACH OF PROVISION 6 AND PROVISION 7 . THE FO HAVE ALSO STATED THEY HAVE ACTED UNLAWFULLY BY WITHOLDING BENEFIT MONEY. THE TELEPHONE NUMBERS GIVEN TO THE FO ARE COMPLETELY AUTIMATED AND THE OTHER DOESN'T EVEN WORK. BASICALLY, IF YOU EVER HAVE AN ISSUE WITH YOUR ACCOUNT, YOU WILL NEVER BE ABLE TO GET IT RESOLVED....LEAST OF ALL SPEAK TO AN ACTUAL HUMAN BEING! AVOID AT ALL COSTS!