The process of completing the proposal form online after finding that the RIAS premium was the most economical on www.comparethemeerkaats.com could not have been easier. Luckily, I knew the rebuild cost of our house, and the value of our posessions so answering all the questions was not difficult. The optins for extra cover are clerly explained and reasonably priced. We had been with our previous broker for several claim free years they before inflated our renewal premium by more than 108%. They were unable to give any reason why. The premium with RIAS for cover underwritten by the same insurer was more than 10% less than last year's premium with our previous insurer. Thank you and well done RIAS.