Just returned to RIAS now they seem to have resolved their illogical car foreign insurance and breakdown cover mismatch. Happy with the online application although when it arrived in written form it included an option called "Total Protection under 10 years"-it took reading through the whole policy to discover this referred to the BREAKDOWN cover. Also it keeps saying "refer to Key Facts for details of cover"-I think this refers to an older version of the pamphlet now called "Your Car Insurance Policy Booklet". So a bit of tidying up would be in order. Hope I don't have to use it in anger but the price was competitive. MAS