So far so good. I've only just signed on, the insurance does not start for another 25 days. It's only possible to give a review when the service has been used (although I hope that I don't have a claim!). The quote was good for me. I would have liked to include the breakdown service (especially if it was with LV Britannia) but the name of the supplier is unknown. I like the method of signing on for the insurance - everything online; documents supplied and stored in my computer; the no-claims proof letter uploaded online etc. All in all a very smooth start. At this stage I would recommend RIAS to my over-50 friends and relations. Although Aegeas is the actual supplier and their track record (on Which?) is not that good, it seems that RIAS cushions that.