Why was my Car Insurance raised by another £86 per annum after a year of no claims when the year before it had already been hiked up by at least £300 after two accidents which were not my fault, i.e. sliding into an accident that had just happened in front of me in treacherous icy conditions and airbags releasing in my car as I was going down a busy motorway in the middle lane? Yes I know you classify it as my fault because you cannot pin the blame anywhere else but my insurance was supposed to be claims protected . My Contents, Annual WW Travel and Home insurance, some of it currently with you, come up for renewal soon. You'll be llucky !