Claimed for damage to roof. Claims adjuster came three days after appointment day due to daughter being hit with cricket ball while playing in torrential rainfall. After making numerous excuses including a photo taken from more than 30 metres away he rejected my claim. Roofer's later came and after a proper examination told me that tile's were cracked either due to storm or seagull's repeated landings. I then submitted a claim for water damaged furniture in my bedroom. I was told that because the furniture was fitted it was classed as buildings not contents and therefore had already been rejected. Using this criteria I've worked out that only my sitting room is covered as all other rooms also have fitted furniture. Don't touch this shower of xxxx with a bargepole. George Sampson