My wife insured with Rias who has never ever had an accident in 40 years, never had a conviction for anything has been refused a second car insurance by this rubbish Company. States on her insurance 9 yrs + no claims and even refused to take that into consideration on insuring a 2001 Toyota Rav 2ltr 2 door. Get real please. Got our House insurance with this Company as well. Cant wait for it to end as with the car insurance. We are going elsewhere. Would not recommend this lot to anybody. They need to enter the real world. lol. Much better company is Performance Direct. Top service and better prices.D.B