Do not open a business bank account with Santander! They used to be good, but they have gone unbelievably bad. So I already have 1 business current account, 1 business savings account, 1 personal current account, 1 mortgage and 1 credit card with Santander. Never defaulted on anything. I have started another business, so naturally applied for a Santander business current account online. I expected result straightaway. But NO. I was emailed for more information. They wanted business plan (I had to create one just for them), all my receipts, my suppliers contact information, my shipping company contact information, my website (they wanted it to be up and running, so I had to create a website). There were 22 email exchanges back and forth which I patiently replied and supplied all the information they asked. Finally after 38 days later......they rejected my application for bank account! It wasn't even a business loan, it was a bank account! I still cannot believe this happened. I'd give negative 5 stars if there was an option. My advice is DO NOT apply for business current account here.