Extremely costly compared to competitors, taking weekly payments rather than monthly so you have to ensure you put aside the money each week to pay them back. Tries to intimidate you when offering to repay early by saying they will send a letter when I clearly said I don't want any correspondence by post, supposedly for FCA requirements (other lenders you can pay online/over the phone no problem). Repayments are very much front loaded so even if you can repay early you've paid most of the interest in your early payments. Bad company, not helpful and no online account management (Was informed it is in its early stages and will send invitations to random customers in the future).