I find it very difficult to get any loan satsuma came at the right time. We were running low on funds in Barcelona and I got £400 within minutes easy pay back which suits me and also early settlement, the best thing is I get text reminders if you've got a thousand and one things to do in a day and no time to remember anything up pops a text reminder a few days before it's due so you can't miss or make a late payment which then puts a negative impact on your credit score. All I know is I really appreciate what satsuma has done for me family and made the end of our holiday one of the best ever life saver satsuma thank you.